:root{
  --navy:#0a1628; --blue:#0d2b6e; --cta:#1a4ba0; --gold:#c9922a; --gold-2:#e0ad4f;
  --ink:#1a2233; --muted:#5b6575; --line:#e3e8ef; --bg:#ffffff; --bg-2:#f3f6f9;
  --radius:12px; --wrap:1180px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;scroll-padding-top:84px}
body{font:16px/1.65 Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg)}
img{max-width:100%;display:block}
a{color:var(--cta)}
h1,h2,h3{font-family:"Playfair Display",Georgia,serif;line-height:1.15;color:var(--navy)}
h1{font-size:clamp(34px,5.2vw,58px)}
h2{font-size:clamp(28px,3.4vw,42px)}
h3{font-family:Inter,sans-serif;font-size:18px;font-weight:700}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 24px}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line);backdrop-filter:blur(6px)}
.site-header .wrap{display:flex;align-items:center;gap:24px;height:76px}
.logo img{height:56px;width:auto}
.tagline{color:var(--muted);font-size:14px;flex:1}
.nav{display:flex;align-items:center;gap:22px;list-style:none}
.nav>li{position:relative}
.nav a{color:var(--ink);text-decoration:none;font-size:15px;font-weight:500}
.nav a:hover,.nav a.active{color:var(--cta)}
.nav .more>button{background:none;border:0;font:inherit;font-size:15px;font-weight:500;color:var(--ink);cursor:pointer}
.nav .dropdown{position:absolute;right:0;top:calc(100% + 10px);background:#fff;border:1px solid var(--line);border-radius:10px;box-shadow:0 12px 30px rgba(10,22,40,.12);list-style:none;padding:8px;min-width:250px;display:none}
.nav .more:hover .dropdown,.nav .more:focus-within .dropdown,.nav .more.open .dropdown{display:block}
.nav .dropdown a{display:block;padding:8px 12px;border-radius:6px;font-size:14px}
.nav .dropdown a:hover{background:var(--bg-2)}
.nav-toggle{display:none;background:none;border:1px solid var(--line);border-radius:8px;padding:8px 10px;font-size:18px;cursor:pointer}
.btn{display:inline-block;padding:13px 22px;border-radius:8px;font-weight:600;font-size:15px;text-decoration:none;border:2px solid transparent;cursor:pointer}
.btn-gold{background:var(--gold);color:#fff}.btn-gold:hover{background:var(--gold-2)}
.btn-blue{background:var(--cta);color:#fff}.btn-blue:hover{background:var(--blue)}
.btn-ghost{border-color:rgba(255,255,255,.5);color:#fff}.btn-ghost:hover{border-color:#fff}
.hero{background:linear-gradient(135deg,#0a1628 0%,#0d2b6e 100%);color:#fff;padding:80px 0}
.hero .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center}
.pill{display:inline-block;font-size:12px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;padding:6px 12px;border-radius:999px;background:rgba(201,146,42,.15);color:var(--gold-2);border:1px solid rgba(201,146,42,.4);margin-bottom:22px}
.hero h1{color:#fff}
.hero h1 em{font-style:normal;color:var(--gold-2);display:block}
.hero p.lead{color:#c9d3e3;font-size:17px;margin:22px 0 30px;max-width:34em}
.hero .actions{display:flex;gap:12px;flex-wrap:wrap}
.stats{background:var(--navy);color:#fff;padding:44px 0}
.stats .wrap{display:grid;grid-template-columns:repeat(4,1fr);text-align:center}
.stat{padding:8px 12px;border-left:1px solid rgba(255,255,255,.1)}
.stat:first-child{border-left:0}
.stat b{display:block;font-size:44px;font-weight:800;color:var(--gold)}
.stat span{font-size:12px;letter-spacing:.1em;text-transform:uppercase;color:#a9b4c6}
section.block{padding:88px 0}
section.alt{background:var(--bg-2)}
section.dark{background:var(--blue);color:#d7e0ef}
section.dark h2,section.dark h3{color:#fff}
.eyebrow{display:inline-block;font-size:12px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--blue);background:#e3e9f3;padding:5px 11px;border-radius:999px}
section.dark .eyebrow{background:rgba(255,255,255,.1);color:var(--gold-2)}
.rule{width:40px;height:3px;background:var(--gold);margin:16px 0 18px}
.intro{color:var(--muted);max-width:36em;font-size:17px}
section.dark .intro{color:#c3cfe3}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:44px}
.card{background:#fff;border:1px solid var(--line);border-top:3px solid var(--blue);border-radius:var(--radius);padding:28px}
.card .ico{width:44px;height:44px;border-radius:10px;background:var(--bg-2);display:grid;place-items:center;font-size:22px;margin-bottom:16px}
.card p{color:var(--muted);font-size:15px;margin:8px 0 16px}
.card a{font-weight:600;font-size:14px;text-decoration:none;color:var(--blue)}
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.split img.feature{border-radius:var(--radius);box-shadow:0 20px 40px rgba(10,22,40,.12)}
.checks{list-style:none;margin:20px 0 28px}
.checks li{padding-left:30px;position:relative;margin:10px 0}
.checks li:before{content:"✓";position:absolute;left:0;top:0;width:20px;height:20px;border-radius:50%;border:1.5px solid var(--cta);color:var(--cta);font-size:12px;display:grid;place-items:center;line-height:20px;text-align:center}
.badge{position:relative}
.badge .tag{position:absolute;right:-12px;bottom:-12px;background:var(--gold);color:#fff;border-radius:10px;padding:14px 18px;text-align:center;box-shadow:0 10px 24px rgba(0,0,0,.18)}
.badge .tag b{display:block;font-size:26px;line-height:1}
.badge .tag span{font-size:12px}
.reasons{display:grid;gap:22px;margin-top:30px}
.reason{display:flex;gap:16px}
.reason .ico{flex:0 0 40px;height:40px;border-radius:10px;background:rgba(255,255,255,.1);display:grid;place-items:center;font-size:18px}
.reason h3{font-size:16px;margin-bottom:4px}
.reason p{font-size:14px;color:#c3cfe3}
.photo-stack{position:relative}
.photo-stack .main{border-radius:var(--radius)}
.photo-stack .small{position:absolute;left:-28px;bottom:-28px;width:42%;border-radius:10px;border:5px solid var(--blue)}
.team{display:grid;grid-template-columns:repeat(2,minmax(0,380px));gap:28px;justify-content:center;margin-top:44px}
.member{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;text-align:center}
.member img{width:100%;aspect-ratio:4/4.3;object-fit:cover;object-position:top}
.member .body{padding:22px}
.member .role{color:var(--gold);font-weight:600;font-size:13px;margin:4px 0 10px}
.member p{color:var(--muted);font-size:14px}
.member .links{margin-top:14px;display:flex;justify-content:center;gap:16px;font-size:14px}
.member .links a{text-decoration:none;font-weight:600}
.quotes{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:44px}
.quote{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px}
.quote .stars{color:var(--gold);letter-spacing:2px}
.quote blockquote{margin:12px 0 18px;color:var(--ink);font-size:15px}
.quote .who{display:flex;gap:12px;align-items:center}
.quote .av{width:40px;height:40px;border-radius:50%;background:var(--blue);color:#fff;display:grid;place-items:center;font-weight:700;font-size:14px}
.quote .who b{display:block;font-size:14px}
.quote .who span{font-size:13px;color:var(--muted)}
.cta-band{background:linear-gradient(135deg,#0d2b6e,#1a4ba0);color:#fff;text-align:center;padding:72px 0}
.cta-band h2{color:#fff}
.cta-band p{color:#d3ddef;margin:14px auto 26px;max-width:36em}
.cta-band .actions{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}
.contact{display:grid;grid-template-columns:.9fr 1.1fr;gap:48px;align-items:start}
.info{list-style:none;margin-top:24px}
.info li{display:flex;gap:14px;padding:14px 0;border-bottom:1px solid var(--line)}
.info .ico{flex:0 0 36px;height:36px;border-radius:8px;background:var(--bg-2);display:grid;place-items:center}
.info small{display:block;color:var(--muted);font-size:12px;text-transform:uppercase;letter-spacing:.08em}
.info a{text-decoration:none;color:var(--ink);font-weight:600}
form.contact-form{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;box-shadow:0 18px 40px rgba(10,22,40,.08)}
.hero form.contact-form{color:var(--ink)}
form.contact-form h3{margin-bottom:4px}
form.contact-form .sub{color:var(--muted);font-size:14px;margin-bottom:18px}
.row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.field{margin-bottom:14px}
.field label{display:block;font-size:13px;font-weight:600;margin-bottom:5px}
.field input,.field select,.field textarea{width:100%;padding:11px 12px;border:1px solid #cfd7e2;border-radius:8px;font:inherit;font-size:15px;background:#fff}
.field textarea{min-height:110px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{outline:2px solid rgba(26,75,160,.25);border-color:var(--cta)}
.req{color:#c0392b}
.hp{position:absolute!important;left:-9999px!important;width:1px;height:1px;overflow:hidden}
form.contact-form .btn{width:100%;font-size:16px}
.form-msg{margin-top:12px;font-size:14px;font-weight:600}
.form-msg.ok{color:#1e7e34}.form-msg.err{color:#c0392b}
.page-hero{background:linear-gradient(135deg,#0a1628,#0d2b6e);color:#fff;padding:64px 0 56px}
.page-hero h1{color:#fff;font-size:clamp(32px,4.4vw,50px)}
.page-hero .crumbs{font-size:13px;color:#a9b4c6;margin-bottom:10px}
.page-hero .crumbs a{color:#c9d3e3;text-decoration:none}
.prose{max-width:780px;margin:0 auto;padding:64px 24px 80px}
.prose h2{font-size:clamp(24px,2.6vw,32px);margin:44px 0 14px}
.prose h2:first-child{margin-top:0}
.prose h3{margin:28px 0 8px;color:var(--blue)}
.prose p{margin:0 0 16px;color:#33404f}
.prose ul{margin:0 0 18px 22px}
.prose li{margin:6px 0;color:#33404f}
.prose em{color:var(--muted)}
.page-cta{background:var(--bg-2);border-top:1px solid var(--line);text-align:center;padding:56px 24px}
.page-cta h2{font-size:28px}
.page-cta p{color:var(--muted);margin:10px 0 22px}
.site-footer{background:var(--navy);color:#a9b4c6;padding:64px 0 28px;font-size:14px}
.site-footer .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:36px}
.site-footer img{height:64px;width:auto;border-radius:4px;margin-bottom:14px}
.site-footer h4{color:#fff;font-size:12px;letter-spacing:.12em;text-transform:uppercase;margin-bottom:14px}
.site-footer ul{list-style:none}
.site-footer li{margin:7px 0}
.site-footer a{color:#c9d3e3;text-decoration:none}
.site-footer a:hover{color:#fff}
.site-footer .bottom{border-top:1px solid rgba(255,255,255,.08);margin-top:44px;padding-top:22px;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:13px}
@media (max-width:980px){
  .tagline{display:none}
  .nav-toggle{display:block;margin-left:auto}
  .nav{display:none;position:absolute;top:76px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;gap:0;padding:10px 24px 20px;border-bottom:1px solid var(--line)}
  .nav.open{display:flex}
  .nav>li{border-bottom:1px solid var(--line)}
  .nav a,.nav .more>button{display:block;padding:12px 0;width:100%;text-align:left}
  .nav .dropdown{position:static;display:block;box-shadow:none;border:0;padding:0 0 8px 12px;min-width:0}
  .hero .wrap,.split,.contact{grid-template-columns:1fr}
  .cards,.quotes{grid-template-columns:1fr 1fr}
  .stats .wrap{grid-template-columns:1fr 1fr;row-gap:24px}
  .stat:nth-child(3){border-left:0}
  .site-footer .cols{grid-template-columns:1fr 1fr}
  .photo-stack .small{left:12px;bottom:-20px}
}
@media (max-width:640px){
  section.block{padding:64px 0}
  .cards,.quotes,.team{grid-template-columns:1fr}
  .row{grid-template-columns:1fr}
  .site-footer .cols{grid-template-columns:1fr}
  .stat b{font-size:34px}
}